Law and Order

Law and Order – January 2026

The Financial Industry Regulatory Authority, Inc. (FINRA) posts the disciplinary actions it took to an online database. It also publishes a monthly summary of these actions, which is a worthwhile read for those in the industry – if only for insight into FINRA’s priorities. Below, I offer...

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DTC Tokenization Pilot and SEC Marketing Rule Risk Alert

December at the SEC: DTC Tokenization Pilot and Marketing Rule Risk Alert

As 2025 concluded, recent Securities and Exchange Commission development further highlighted significant shifts in its priorities.  Beyond Staff’s most recent Examination Priorities Report, two actions stand out: its recent No Action Letter to The Depository Trust Company and its Risk Alert concerning the Marketing Rule.

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Ryan P. Smith Law's Global HQ

He Has a Degree in What?

The Bachelor of Science degree that I earned from the University of Maryland is in ... architecture. No, not English, philosophy or any of a number of fields that feature analysis and writing, but architecture. My family sometimes chuckles at this,...

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Law and Order

Law and Order – November 2025

The Financial Industry Regulatory Authority, Inc. (FINRA) posts the disciplinary actions it has taken to its online database. It also publishes a monthly summary of these actions, which is a worthwhile read for those in the industry – if only to gain insight into FINRA’s regulatory priorities. Below,...

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E-Mail Retention

The broker-dealer and RIA sectors have long been aware that the criteria for maintaining and overseeing digital communications are stringent. And unforgiving. has long been aware that the criteria for maintaining and overseeing digital communications are stringent. And unforgiving. See https://www.thinkadvisor.com/2025/10/09/finra-hits-ally-invest-securities-with-850k-fine-over-emails/ for another example. More cases will arise as long as humans...

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